Age 62+ Options

The HECM for Purchase (H4P) program offers financing solutions, other than a traditional mortgage that may make a new home purchase possible.

H4P provides funding to purchase a new home with no required future monthly mortgage payments. This is an attractive option for cash buyers wishing to preserve their liquidity, buyers who desire payment flexibility and those that do not qualify for a traditional mortgage.

For those that qualify, you can access equity in an existing home to purchase a new primary residence that may better suit your needs.

Minimum Income Qualifications

More House for Less Cash

No Monthly Mortgage Payments

No FICO Requirements

UNMB Home Loans Inc. with our dedicated team of licensed mortgage loan originators are here to answer questions and assist you in determining which product best suits your needs.

If you are 62 years of age or older and have demonstrated timely payment history of your home insurance and taxes, you may qualify for the HECM for Purchase program.


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