Low Downpayment Options

Options with Less Than 5% Down!

Many active homebuyers require a mortgage with a low downpayment. UNMB Home Loans Inc. is a Direct Lender offering a full portfolio of home loan solutions to best match your needs.  Our trained and experienced mortgage loan originators are committed to work with you every step of the way to find a loan option with a downpayment in your comfort zone.

Here are some of the low downpayment options we offer


UNMB Home Loans Inc. offers FHA home loan programs that can provide financing with down payments as low as 3.5%. This popular program is also available for qualified borrowers that may have less than perfect credit histories.


If qualified, you can make a downpayment as low as 3% on conventional home loans with private mortgage insurance (PMI). Generally, these loans have stricter credit requirements than FHA programs. PMI may be cancelled when the mortgage balance is below 80% of the home’s value if you request its cancellation.

3% - 5%

Home Possible® mortgages offer low down payments for homebuyers in high-cost or underserved communities. This program is available for low to moderate income buyers, however those with incomes higher than the median area income can also qualify, ask your UNMB Home Loans Inc. licensed mortgage loan originator if you qualify.


UNMB Home Loans Inc. offers No downpayment loan programs for qualified veterans, active-duty service members members of the National Guard and Reserves. UNMB Home Loans Inc. originates and underwrites these loans. The VA guarantees a portion of the loan, which helps us provide more favorable terms.


Save time and frustration with our pre-approval option

Subscribe To Our Newsletter
Subscribe to our email newsletter today to receive updates on the latest news, and special offers!
No Thanks
We respect your privacy. Your information is safe and will never be shared.
Don't miss out. Subscribe today.