*Offer subject to change. Must close before 12/31/2023. Not a commitment to lend. Borrower must meet qualification criteria.The parties are separate entities and not affiliated. As such, consumers are not obligated to use one or the other. Third party fees apply. ** Upfront appraisal cost reimbursed at closing. The appraisal fee will NOT be reimbursed or credited against closing costs, if loan does not close wIth UNMB Home Loan inc.